Employee Group Benefits

Smart Rx Prescription Drug Plan

Flexible Dental Coverage

Configurable Vision Care

Comprehensive Paramedical Services

Enhanced Hospital Care & Diagnosis

Integrated Travel Coverage

Now 1000+ organizations, just like yours rely on us

• Group benefit plans for social and community service organizations
• Access to the industry’s leading insurers, building benefit plans to fit small or large businesses
• Local Community Support (Canada Coast-to-Coast)

Our expert advisors will speak to you by phone or in-person to provide the best plan for your business.

Talk to our advisors now about affordable and configurable health and dental coverage for your business.

Cost-effective employee health benefits designed especially for 
Impact Organizations of Nova Scotia

From attracting and retaining professional talent to plan designs that confront unsustainable cost pressures, your business needs a benefits plan that has the flexible coverages, paperless tools, and best-in-class plan sustainability features that empower your most valuable asset—your employees.

• Built-in cost-containment
  Cost containment features are built directly into plans, saving you money upon renewal
   
• Hybrid ASO
  Cover low-risk claims while protecting your business from high-cost surprises
   
• Data-driven analytics
  Uncover savings and efficiencies using experience and tools

Better Value for Employers

The right plan design for your business' future

Better Benefits for Employees

Embedding good benefits practices into plan designs

Better Solutions for Plan Admins

Plan management that uses technology, not paper

About CSBT

The CSBT is a non-profit trust that was formed in January 2002 by a group of not-for-profit community service organizations. Working together, these organizations created the Trust to provide fully insured, locally accessible benefits to social service organizations. 

Our buying power helps us pass the savings to you. We’ve helped over 32,000 employees from 1,000 participating organizations across Canada.

Rather than juggling costs, you can reinvest your savings in your employees and services. Read more here. 

Meet your team

Over 1000 community agencies trust us

Find us!

400 – 15315 31st Ave
Surrey, BC V3Z 6X2

You’re the expert in your field, let us be the expert in ours.

Talk to our advisors now about affordable and configurable health and dental coverage for your business.

Paul Wheeler
Board Chair & Chief Governance Officer, CSBT

For over 40 years Paul Wheeler has worked in and on behalf of Canadian community social service organizations.

He currently serves as Board Chair and Chief Governance Officer at the Community Services Benefits Trust (CSBT), while also serving as an Ambassador for the Trust.

Nick Mombourquette 
Founder & President, NewGround Financial

With over twelve years experience and the Certified Employee Benefits Specialist (CEBS) designation, Nick brings as wealth of experience and knowledge to help solve your most challenging employee benefits and corporate planning situations.

• Prescription drug coverage with SMART Rx Solutions
  Save money on prescription drug claims—one of the most expensive components of traditional benefits plans
   
• Employee Choice
  Let your employees choose their plan elements—while your business gets cost certainty
   
• Health Wellness Accounts
  A benefit allowance that encourages healthy lifestyles

• Personalized client support
  Seamless transition and ongoing assistance
   
• WEBS Online administration
  Industry-leading software to manage your plan easily online
   
• ENROL-Me Online
  Employees enrol themselves in your benefits plan from their phone or computer. No forms, no fuss