The rates are very competitive and the grouping of benefits align themselves very well with the needs of our staff. We saved 10% by switching over to CSBT. We have just completed our first renewal and we are still under the rates we had with our former carrier over a year ago.

The grouping of benefits matched our previous plan with enhancements such as Lifeworks EFAP plan, Disability Management and other limit based enhancements on life, long term disability and extended health.

The service from our insurer has been excellent with an easy to use web portal for employee self reporting and monitoring accounts.

Rick Arseneau, CPA, CGA, Director of Finance
The George Hull Centre for Children and Families – Ontario